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How To Keep Late Student Loan Payments From Hurting Your Credit Score
2025-04-21 01:45:03| Spiritual Career Counseling
For the first time since the start of the Covid-19 pandemic, borrowers with federal student loans are dealing with the credit-related consequences of late payments and letting their student loans go into default. This can include damage to credit scores, along with the prospect of penalties and collection activities including the seizure of wages, tax refunds, and even Social Security benefits.This change may seem out of the blue, but it comes at the end of a long list of temporary fixes put in place to help borrowers struggling to repay loans during an unprecedented time (the pandemic). The U.S. Department of Education temporarily paused monthly payments on federal student loans while freezing interest rates at 0% from March 2020 through the end of September 2023, after which a 12-month on-ramp period was offered borrowers even more time.Student loan companies didnt report late payments or loans in default during the 12-month on-ramp, but that ended on Sept. 30, 2024.Now that we're w... [ more ]
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Employment
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Lee embracing Oracle Park, Giants fans' quirks on, off field
2025-04-21 00:45:03| Spiritual Career Counseling
SAN FRANCISCO -- Oracle Park is just as quirky and unique as the city it occupies.Giants fans not only embrace a player's individuality, but celebrate it in a fun, cult-like manner only they know how. Long gone are the days of Pablo Sandoval panda hats and Brian Wilson beards filling the stands at Third & King - although you still will see some every now and again -- but that same quirkiness has manifested itself again with one of the Giants' most exciting and marketable players: Jung Hoo Lee.The 26-year-old's rookie 2024 campaign was cut short due to a serious shoulder injury he sustained in May last year, but through 10 games in 2025, Lee has picked up right where he left off and is playing like the do-it-all star he was in the KBO before he signed a six-year, $113 million contract with San Francisco in December 2023.Stay in the game with the latest updates on your beloved Bay Area and California sports teams! Sign up here for our All Access Daily newsletter.And Giants fans are champ... [ more ]
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Employment
The Piano is manipulative dross
2025-04-21 00:45:03| Spiritual Career Counseling
The Piano is back for a third series and so is its parade of manipulative sob stories. This time, the hunt for the countrys saddest musician sorry, best amateur pianist begins in Londons Liverpool Street station, and although the shows formula remains unchanged, with one forlorn hopeful at a time playing to milling crowds, there is a new face in the judges eyrie.Joining old hand Mika, and replacing nana-heartthrob Lang Lang, is the wildly overqualified Jon Batiste. The American musician has forged a career by working with the likes of Beyonc�, Lana del Rey and Stevie Wonder. He has won five Grammys and an Oscar. I hate to think what must have happened for him to find himself in such dire straits to have to take a job on The Piano. And while his energetic, irreverent presence proves something of a salve for the shows prurient pomposity, he still doesnt save it.Read Next square TV REVIEWS The Piano is anodyne fluff that treats its viewers like idiotsRead MoreAs ever, The Piano... [ more ]
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Employment